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2010 Payday Alternative Mortgage Rulemaking (Friends I Tip)
II. Summary of reviews regarding PALs II NPRM
Lastly, the ultimate tip cannot need any quick activity regarding friends III loans. The Board has had the reviews with regards to a PALs III loan under advisement and will determine whether potential actions is essential. Starting Printed Webpage 51945
One commenter stated that Board should best allow one program fee each year. This commenter argued that the limited underwriting of a PALs loan does not justify allowing an FCU to charge an application fee for each PALs loan. Another commenter similarly asked for the panel follow some restriction regarding the wide range of application costs that an FCU may recharge for PALs debts in certain seasons. The Board appreciates the commenters issues about the responsibility exorbitant costs put on individuals. This is specially related of this type. (more…)
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